FINANCIAL SERVICES FOR EMERGING MARKETS ON THE BLOCKCHAIN

Aniko sends money across borders faster and cheaper than ever before - for people and businesses. Powered by our proven crypto-arbitrage engine, our platform and mobile wallet provide access to billions globally.

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we are aniko

Sending money across borders is expensive. From our home market in the Middle East – the largest source of remittances to Asia – we have designed and built the Aniko Platform, a blockchain-powered money transfer system, which fixes the problems of cost and accessibility without introducing unnecessary crypto-complexity. 

We offer our community a mobile wallet solution which is cheaper, faster and more convenient. Send and receive direct international remittances, make domestic payments, use e-commerce services and earn token-based loyalty rewards with real-world value – all through a seamless user interface.

Welcome to Aniko

Remittances – the route to a 15 trillion DOLLAR market

ANNUAL GLOBAL REMITTANCES: $600bn
$135bn
Middle East
$42bn
UAE
ANNUAL MOBILE MONEY MARKET: $18trn
$15TRN
Asia
$500M
India

The aniko Platform

The Aniko Platform is the foundation of an ecosystem of products and services built on the blockchain, connecting our community across the emerging markets to the new financial world.

platform components

Aniko engine

The crypto-currency arbitrage engine converts fiat money in one country to fiat money in another country by buying and selling multiple crypto-currencies. This means instant transfers at the lowest cost.

Exchanges

Connects to multiple crypto-exchanges in each market

Broker

Allows access to the over-the-counter market through a network of brokers

Liquidity

Sources liquidity from a growing number of financial institutions and funds

Aniko wallet

A consumer-focused remittance and mobile money application, which allows users to send and receive direct remittances, make domestic payments, use ecommerce services and earn token-based loyalty rewards with real-world value – all through a seamless user interface

Aniko enterprise

A business-facing remittance product allowing institutional clients to transfer bulk customer remittances faster and cheaper, than their existing infrastructure allows

Aniko Interest Account

An interest-bearing account that allows holders to deposit cryptocurrency for use on the Platform, providing more liquidity for efficient transaction execution

Platform Benefits

price
The lowest cost solution in the market
simplicity
All the benefits of blockchain and cryptocurrency without the complexity
Speed
Instant cross-border transfers
convergence
Send, spend & chat with your friends & family
Rewards
Earn token-based loyalty rewards with real-world value
convenience
A world of products and services all on your smart device
Access
A growing range of financial products and services

Aniko Remittance Competitors

amount you want to send
$200
$0
$1000
ANIKO
WALLET
$--
Remittance Cost
instant
Time taken
Leading Middle East Exchange House
$--
Remittance Cost
24-48 hrs
Time Taken
Leading Global
Exchange House
$--
Remittance Cost
6 hrs
Time Taken
Leading Middle
East Bank
$--
Remittance Cost
24-48 hrs
Time Taken

Cryptocurrency interest calculator

Community members can earn tokens when depositing their cryptocurrency into an Aniko Interest Account

$--------
Your Investment
(USD Equivalent)
--
Months
$--------
Your Investment
(USD Equivalent)
--
Months
(USD Equivalent)
$-------
Your total earnings
(USD Equivalent)

WHY JOIN THE ANIKO COMMUNITY?

Aniko’s vision is to be the go-to cross-border mobile financial services provider in the emerging markets. We leverage blockchain technology to build a scalable ecosystem of services on a foundation of low-cost remittances and rewarding user interactions.

Efficient Use of Technology to Solve Real-World Problems

A Path Towards Broad-Based Financial Inclusion

Built in the Emerging Markets for the Emerging Markets

mILESTONES

Commenced on-the-ground research in the UAE

Commenced on-the-ground research in the UAE

Oct 2016

Engaged leading mobile money consultancy as strategic partner

Engaged leading mobile money consultancy as strategic partner

Nov 2016

Crypto-engine developed

Crypto-engine developed

Feb 2017

Business Plan finalised

Business Plan finalised

Apr 2017

Mobile money technology partner selected

Mobile money technology partner selected

Jun 2017

Aniko Wallet expanded to mobile money, India strategy developed

Aniko Wallet expanded to mobile money, India strategy developed

Jul 2017

Begin Aniko Enterprise development, First partnership signed

Begin Aniko Enterprise development, First partnership signed

Sep 2017

Seed fundraising complete

Seed fundraising complete

Dec 2017

ICO Project initiated, 

ICO Partners signed

ICO Project initiated, 

ICO Partners signed

Jan 2018

Launch Payment Corridors

Launch Payment Corridors

Jun 2018

Aniko Wallet Beta Released

Aniko Wallet Beta Released

Sep 2018

Launch Aniko Platform

Launch Aniko Platform

Dec 2018

Launch Aniko Wallet in India

Launch Aniko Wallet in India

Mar 2019

Launch Aniko in Bahrain

Launch Aniko in Bahrain

Aug 2019

Expand to Saudi Arabia, Launch Aniko Wallet in the Philippines

Expand to Saudi Arabia, Launch Aniko Wallet in the Philippines

Nov 2019

Expand to remaining Gulf countries, launch Aniko Wallet in Pakistan, Bangladesh and Myanmar

Expand to remaining Gulf countries, launch Aniko Wallet in Pakistan, Bangladesh and Myanmar

May 2020

Expand across Middle East and North Africa, Launch Aniko Financial Services

Expand across Middle East and North Africa, Launch Aniko Financial Services

Feb 2021

News & Media

Founding team

Kevin Kilty
Chief Executive Officer
jS greenwood
Chief Technology Officer
Aijaz Khan
Chief Marketing Officer
Frank Bonnet
Token Architect
Rogier Van Poppel
Front-end Developer
Jorn Holthus
Back-end Developer
Matias Jeldrez
Growth Marketing
Frances Milligan
Director Community Management

advisors

Daniel Navarro
CEO, Nimmök
Adam Abbott
CEO, Dynamo
Anna Hazlett
MD, Azur Advisors
Max Niebylski
CEO, Gladius
Peter Levchenko
CIO, Megalodon Capital Management
Sangho Grolleman
Digital Entrepreneur
Dane Hoy
Co-Founder, Crypto Council
our partners